{"id":43,"date":"2018-05-08T03:59:03","date_gmt":"2018-05-08T03:59:03","guid":{"rendered":"https:\/\/www.afcpe.org\/?page_id=43"},"modified":"2025-06-18T15:54:51","modified_gmt":"2025-06-18T19:54:51","slug":"news-and-publications","status":"publish","type":"page","link":"https:\/\/www.afcpe.org\/news-and-publications\/","title":{"rendered":"News and Publications"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"43\" class=\"elementor elementor-43\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-top-section elementor-element elementor-element-b812e31 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-eae-slider=\"17660\" data-id=\"b812e31\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-efb6d01\" data-eae-slider=\"31462\" data-id=\"efb6d01\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78ba725 elementor-widget elementor-widget-shortcode\" data-id=\"78ba725\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"post-list featured-post-left\">\n    <div class=\"container-fluid\">\n                <div class=\"header-row row\">\n            <div class=\"col-sm-8\">\n                <h4 class=\"post-list-title\">JFCP Research Journal<\/h4>\n            <\/div>\n            <div class=\"col-sm-4 text-right\">\n                                <a class=\"read-more-link\" href=\"\/news-and-publications\/journal-of-financial-counseling-and-planning\/\">\n                    <p class=\"read-more-link-label\">See All<\/p>\n                <\/a>\n                            <\/div>\n            <div class=\"col-sm-12\"><hr><\/div>\n        <\/div>\n                <div class=\"post-list-wrapper row row-eq-height\">\n                                        <div class=\"featured-post-col col-md-6\">\n        <div class=\"featured-image\" style=\"background-image: url('\/wp-content\/uploads\/2018\/09\/jfcp2.jpg')\"><\/div>\n    <\/div>\n    <div class=\"col-md-6\">\n                    <div class=\"post-wrapper \">\n                <a href=\"https:\/\/www.afcpe.org\/news-and-publications\/journal-of-financial-counseling-and-planning\/accepted-papers\/using-cognitive-science-and-technology-to-enhance-financial-education-the-effect-of-spaced-retrieval-practice\/\">\n                    <h5 class=\"post-title\">Using Cognitive Science and Technology to Enhance Financial Education: The Effect of Spaced Retrieval Practice                                                    <div class=\"content-privacy-icon locked-content\"><\/div>\n                                            <\/h5>\n                <\/a>\n                                <p class=\"post-author\">Sean H. K. Kang, Luke G. Eglington, Brendan A. Schuetze, Xinyi Lu, Tanja M. Hinterstoisser, and Jimena Huaco<\/p>\n                            <\/div>\n                    <div class=\"post-wrapper \">\n                <a href=\"https:\/\/www.afcpe.org\/news-and-publications\/journal-of-financial-counseling-and-planning\/accepted-papers\/financial-socialization-agents-and-spending-behavior-of-emerging-adults-do-parents-peers-employment-and-media-matter\/\">\n                    <h5 class=\"post-title\">Financial Socialization Agents and Spending Behavior of Emerging Adults: Do Parents, Peers, Employment, and Media Matter?                                                    <div class=\"content-privacy-icon locked-content\"><\/div>\n                                            <\/h5>\n                <\/a>\n                                <p class=\"post-author\">Ashley B. LeBaron-Black, Heather H. Kelley, E. Jeffrey Hill, Bryce L. Jorgensen, and Jakob F. Jensen<\/p>\n                            <\/div>\n                    <div class=\"post-wrapper \">\n                <a href=\"https:\/\/www.afcpe.org\/news-and-publications\/journal-of-financial-counseling-and-planning\/accepted-papers\/racial-ethnic-differences-and-retirement-involvement-a-latent-profile-analysis\/\">\n                    <h5 class=\"post-title\">Racial\/Ethnic Differences and Retirement Involvement: A Latent Profile Analysis                                                    <div class=\"content-privacy-icon locked-content\"><\/div>\n                                            <\/h5>\n                <\/a>\n                                <p class=\"post-author\">Alisia G.T.T. Tran <\/p>\n                            <\/div>\n                    <div class=\"post-wrapper \">\n                <a href=\"https:\/\/www.afcpe.org\/news-and-publications\/journal-of-financial-counseling-and-planning\/accepted-papers\/homeowner-characteristics-associated-with-the-occurrence-of-negative-home-equity\/\">\n                    <h5 class=\"post-title\">Homeowner Characteristics Associated with the Occurrence of Negative Home Equity                                                    <div class=\"content-privacy-icon locked-content\"><\/div>\n                                            <\/h5>\n                <\/a>\n                                <p class=\"post-author\">Leslie E. Green, and Narang Park<\/p>\n                            <\/div>\n            <\/div>\n                            <\/div>\n            <\/div>\n<\/div>\n\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-inner-section elementor-element elementor-element-8c89e87 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-eae-slider=\"93320\" data-id=\"8c89e87\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-65149ab\" data-eae-slider=\"10695\" data-id=\"65149ab\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1cb6da8 elementor-widget elementor-widget-text-editor\" data-id=\"1cb6da8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span style=\"color: #002e5d;\"><strong>Want to unlock the research journal articles above?<\/strong><\/span><\/h3><p>AFCPE Members get free online access to all articles published and accepted into the Journal of Financial Counseling and Planning (JFCP), and a hard copy upon request.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ccf56ed elementor-widget elementor-widget-button\" data-id=\"ccf56ed\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.afcpe.org\/membership\/\"\n\t\t\t\ttarget=\"_self\"\n\t\t\t\tclass=\"button button-secondary\"\n\t\t\t\t\t\t>\n\t\t\tBecome an AFCPE Member\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0c1893c\" data-eae-slider=\"88167\" data-id=\"0c1893c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-888590b elementor-widget elementor-widget-spacer\" data-id=\"888590b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-inner-section elementor-element elementor-element-05368fb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-eae-slider=\"80694\" data-id=\"05368fb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5c82056\" data-eae-slider=\"36812\" data-id=\"5c82056\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a2e3b65 elementor-widget elementor-widget-text-editor\" data-id=\"a2e3b65\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span style=\"color: #002e5d;\"><b>Introducing: Research Snapshots<\/b><\/span><\/h3><p>Helping you turn research into practice, by providing a snapshot of fascinating personal finance research.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3801301\" data-eae-slider=\"831\" data-id=\"3801301\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b645d58 elementor-widget elementor-widget-image\" data-id=\"b645d58\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"106\" src=\"https:\/\/www.afcpe.org\/wp-content\/uploads\/2020\/02\/researchpractice-300x106.jpg\" class=\"attachment-medium size-medium wp-image-9767\" alt=\"\" srcset=\"https:\/\/www.afcpe.org\/wp-content\/uploads\/2020\/02\/researchpractice-300x106.jpg 300w, https:\/\/www.afcpe.org\/wp-content\/uploads\/2020\/02\/researchpractice.jpg 378w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3d19ee elementor-widget elementor-widget-button\" data-id=\"f3d19ee\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.afcpe.org\/news-and-publications\/jfcp-research-snapshots\/\"\n\t\t\t\ttarget=\"_self\"\n\t\t\t\tclass=\"button button-secondary\"\n\t\t\t\t\t\t>\n\t\t\tLearn More\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06f9da4 elementor-widget elementor-widget-spacer\" data-id=\"06f9da4\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22405b2 elementor-widget elementor-widget-shortcode\" data-id=\"22405b2\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"post-list featured-post-left\">\n    <div class=\"container-fluid\">\n                <div class=\"header-row row\">\n            <div class=\"col-sm-8\">\n                <h4 class=\"post-list-title\">The Standard Newsletter<\/h4>\n            <\/div>\n            <div class=\"col-sm-4 text-right\">\n                                <a class=\"read-more-link\" href=\"\/news-and-publications\/the-standard\/\">\n                    <p class=\"read-more-link-label\">See All<\/p>\n                <\/a>\n                            <\/div>\n            <div class=\"col-sm-12\"><hr><\/div>\n        <\/div>\n                <div class=\"post-list-wrapper row row-eq-height\">\n                                                                        <div class=\"col-md-6\">\n                        <div class=\"post-wrapper row row-eq-height \">\n                            <div class=\"col-sm-6\">\n                                <a class=\"image-link\" href=\"https:\/\/www.afcpe.org\/news-and-publications\/the-standard\/3nd-quarter-2025\/executive-directors-message-reimagining-the-journey-introducing-the-afc-learning-system\/\">\n                                    <div class=\"featured-image\" style=\"background-image: url(https:\/\/www.afcpe.org\/wp-content\/uploads\/2018\/08\/afcpe-news-vignette.png)\"><\/div>\n                                    Executive Director's Message: Reimagining the Journey: Introducing the AFC Learning System                                <\/a>\n                            <\/div>\n                            <div class=\"col-sm-6\">\n                                <a href=\"https:\/\/www.afcpe.org\/news-and-publications\/the-standard\/3nd-quarter-2025\/executive-directors-message-reimagining-the-journey-introducing-the-afc-learning-system\/\">\n                                    <h5 class=\"post-title\">Executive Director's Message: Reimagining the Journey: Introducing the AFC Learning System                                                                                                                        <div class=\"content-privacy-icon locked-content\"><\/div>\n                                                                                                                <\/h5>\n                                <\/a>\n                                                                <p class=\"post-author\">Rachael DeLeon, AFCPE Executive Director<\/p>\n                                                                                                <p class=\"post-date\"><strong>July 21, 2025<\/strong><\/p>\n                                                            <\/div>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"col-md-6\">\n                        <div class=\"post-wrapper row row-eq-height \">\n                            <div class=\"col-sm-6\">\n                                <a class=\"image-link\" href=\"https:\/\/www.afcpe.org\/news-and-publications\/the-standard\/3nd-quarter-2025\/presidents-message-aloha-and-attunement-rest-for-financial-professionals\/\">\n                                    <div class=\"featured-image\" style=\"background-image: url(https:\/\/www.afcpe.org\/wp-content\/uploads\/2018\/08\/afcpe-news-vignette.png)\"><\/div>\n                                    President's Message: Aloha and Attunement: Rest for Financial Professionals                                <\/a>\n                            <\/div>\n                            <div class=\"col-sm-6\">\n                                <a href=\"https:\/\/www.afcpe.org\/news-and-publications\/the-standard\/3nd-quarter-2025\/presidents-message-aloha-and-attunement-rest-for-financial-professionals\/\">\n                                    <h5 class=\"post-title\">President's Message: Aloha and Attunement: Rest for Financial Professionals                                                                                                                        <div class=\"content-privacy-icon locked-content\"><\/div>\n                                                                                                                <\/h5>\n                                <\/a>\n                                                                <p class=\"post-author\">Dr. Brandy Baxter, AFC\u00ae  AFCPE Board President <\/p>\n                                                                                                <p class=\"post-date\"><strong>July 21, 2025<\/strong><\/p>\n                                                            <\/div>\n                        <\/div>\n                    <\/div>\n                                            <\/div>\n            <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-354e3c5 elementor-widget elementor-widget-shortcode\" data-id=\"354e3c5\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"post-list featured-post-left\">\n    <div class=\"container-fluid\">\n                <div class=\"header-row row\">\n            <div class=\"col-sm-8\">\n                <h4 class=\"post-list-title\">News<\/h4>\n            <\/div>\n            <div class=\"col-sm-4 text-right\">\n                                <a class=\"read-more-link\" href=\"\/news-and-publications\/news-center\/\">\n                    <p class=\"read-more-link-label\">See All<\/p>\n                <\/a>\n                            <\/div>\n            <div class=\"col-sm-12\"><hr><\/div>\n        <\/div>\n                <div class=\"post-list-wrapper row row-eq-height\">\n                                                                        <div class=\"col-md-6\">\n                        <div class=\"post-wrapper row row-eq-height \">\n                            <div class=\"col-sm-6\">\n                                <a class=\"image-link\" href=\"https:\/\/www.afcpe.org\/news-and-publications\/news-center\/afcpe-finra-foundation-fellowship-2025\/\">\n                                    <div class=\"featured-image\" style=\"background-image: url(https:\/\/www.afcpe.org\/wp-content\/uploads\/2025\/02\/Military-Spouse-Fellows-Art_final_white.jpg)\"><\/div>\n                                    AFCPE\u00ae and FINRA Foundation Launch 2025 Application Period for FINRA Foundation Fellowship                                <\/a>\n                            <\/div>\n                            <div class=\"col-sm-6\">\n                                <a href=\"https:\/\/www.afcpe.org\/news-and-publications\/news-center\/afcpe-finra-foundation-fellowship-2025\/\">\n                                    <h5 class=\"post-title\">AFCPE\u00ae and FINRA Foundation Launch 2025 Application Period for FINRA Foundation Fellowship                                                                        <\/h5>\n                                <\/a>\n                                                                                                <p class=\"post-date\"><strong>February 28, 2025<\/strong><\/p>\n                                                            <\/div>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"col-md-6\">\n                        <div class=\"post-wrapper row row-eq-height \">\n                            <div class=\"col-sm-6\">\n                                <a class=\"image-link\" href=\"https:\/\/www.afcpe.org\/news-and-publications\/news-center\/afcpe-announces-2024-award-recipients\/\">\n                                    <div class=\"featured-image\" style=\"background-image: url(https:\/\/www.afcpe.org\/wp-content\/uploads\/2025\/01\/afcpe-awards-2024.jpg)\"><\/div>\n                                    AFCPE Announces 2024 Award Recipients, Honoring Excellence in Financial Education, Research, and Practice                                <\/a>\n                            <\/div>\n                            <div class=\"col-sm-6\">\n                                <a href=\"https:\/\/www.afcpe.org\/news-and-publications\/news-center\/afcpe-announces-2024-award-recipients\/\">\n                                    <h5 class=\"post-title\">AFCPE Announces 2024 Award Recipients, Honoring Excellence in Financial Education, Research, and Practice                                                                        <\/h5>\n                                <\/a>\n                                                                                                <p class=\"post-date\"><strong>January 03, 2025<\/strong><\/p>\n                                                            <\/div>\n                        <\/div>\n                    <\/div>\n                                            <\/div>\n            <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fcce449 elementor-widget elementor-widget-shortcode\" data-id=\"fcce449\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"post-list featured-post-left\">\n    <div class=\"container-fluid\">\n                <div class=\"header-row row\">\n            <div class=\"col-sm-8\">\n                <h4 class=\"post-list-title\">As Featured In<\/h4>\n            <\/div>\n            <div class=\"col-sm-4 text-right\">\n                                <a class=\"read-more-link\" href=\"\/news-and-publications\/featured\/\">\n                    <p class=\"read-more-link-label\">See All<\/p>\n                <\/a>\n                            <\/div>\n            <div class=\"col-sm-12\"><hr><\/div>\n        <\/div>\n                <div class=\"post-list-wrapper row row-eq-height\">\n                                                <div class=\"post-wrapper col-md-3 col-sm-6\">\n            <a href=\"https:\/\/www.msn.com\/en-my\/money\/personalfinance\/i-m-a-personal-finance-coach-here-are-4-money-lessons-i-m-teaching-my-own-children\/ar-BB1ooSjl?apiversion=v2&noservercache=1&domshim=1&renderwebcomponents=1&wcseo=1&batchservertelemetry=1&noservertelemetry=1\" target=\"_blank\">\n                <h5 class=\"post-title\">GOBANKINGRATES<\/h5>\n            <\/a>\n            <p class=\"excerpt-text\">\n                I\u2019m a Personal Finance Coach: Here Are 4 Money Lessons I\u2019m Teaching My Own Children            <\/p>\n        <\/div>\n            <div class=\"post-wrapper col-md-3 col-sm-6\">\n            <a href=\"https:\/\/au.finance.yahoo.com\/news\/7-ways-cut-spending-200-120218696.html\" target=\"_blank\">\n                <h5 class=\"post-title\">YAHOO! FINANCE<\/h5>\n            <\/a>\n            <p class=\"excerpt-text\">\n                7 Ways I Cut My Spending by $200 a Month            <\/p>\n        <\/div>\n            <div class=\"post-wrapper col-md-3 col-sm-6\">\n            <a href=\"https:\/\/finance.yahoo.com\/news\/financial-planning-experts-7-ways-110045679.html\" target=\"_blank\">\n                <h5 class=\"post-title\">GOBANKINGRATES<\/h5>\n            <\/a>\n            <p class=\"excerpt-text\">\n                Financial Planning Experts: 7 Ways Women Can Save More for Extended Retirement Years            <\/p>\n        <\/div>\n            <div class=\"post-wrapper col-md-3 col-sm-6\">\n            <a href=\"https:\/\/www.cbsnews.com\/news\/how-to-get-help-with-your-credit-card-debt-according-to-experts\/\" target=\"_blank\">\n                <h5 class=\"post-title\">CBS NEWS<\/h5>\n            <\/a>\n            <p class=\"excerpt-text\">\n                How to get help with your credit card debt, according to experts            <\/p>\n        <\/div>\n            <div class=\"post-wrapper col-md-3 col-sm-6\">\n            <a href=\"https:\/\/www.msn.com\/en-us\/money\/personalfinance\/7-frugal-habits-that-aren-t-actually-good-for-your-finances\/ar-AA1fokg1?apiversion=v2&noservercache=1&domshim=1&renderwebcomponents=1&wcseo=1&batchservertelemetry=1&noservertelemetry=1\" target=\"_blank\">\n                <h5 class=\"post-title\">THE NEW YORK TIMES<\/h5>\n            <\/a>\n            <p class=\"excerpt-text\">\n                High Interest Rates Are Hitting Poorer Americans the Hardest            <\/p>\n        <\/div>\n            <div class=\"post-wrapper col-md-3 col-sm-6\">\n            <a href=\"https:\/\/www.msn.com\/en-us\/money\/personalfinance\/7-frugal-habits-that-aren-t-actually-good-for-your-finances\/ar-AA1fokg1?apiversion=v2&noservercache=1&domshim=1&renderwebcomponents=1&wcseo=1&batchservertelemetry=1&noservertelemetry=1\" target=\"_blank\">\n                <h5 class=\"post-title\">MSN<\/h5>\n            <\/a>\n            <p class=\"excerpt-text\">\n                7 Frugal Money Habits That Could Destroy Your Finances            <\/p>\n        <\/div>\n            <div class=\"post-wrapper col-md-3 col-sm-6\">\n            <a href=\"https:\/\/www.sandiegouniontribune.com\/business\/story\/2024-05-05\/managing-mortgage-debt-in-retirement\" target=\"_blank\">\n                <h5 class=\"post-title\">THE SAN DIEGO UNION TRIBUNE<\/h5>\n            <\/a>\n            <p class=\"excerpt-text\">\n                Managing mortgage debt in retirement            <\/p>\n        <\/div>\n            <div class=\"post-wrapper col-md-3 col-sm-6\">\n            <a href=\"https:\/\/www.nerdwallet.com\/article\/finance\/social-media-money-advice-avoiding-the-bad-finding-the-good\" target=\"_blank\">\n                <h5 class=\"post-title\">NERDWALLET<\/h5>\n            <\/a>\n            <p class=\"excerpt-text\">\n                Social Media Money Advice: Avoiding the Bad, Finding the Good            <\/p>\n        <\/div>\n                                <\/div>\n            <\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Want to unlock the research journal articles above? AFCPE Members get free online access to all articles published and accepted into the Journal of Financial Counseling and Planning (JFCP), and a hard copy upon request. Become an AFCPE Member Introducing: Research Snapshots Helping you turn research into practice, by providing a snapshot of fascinating personal finance research. Learn More<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_cbd_carousel_blocks":"[]","_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"class_list":["post-43","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>AFCPE\u00ae | News and Publications<\/title>\n<meta name=\"description\" content=\"Catch up on the latest industry research, news and publications from the field of financial counseling and education.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.afcpe.org\/news-and-publications\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"AFCPE\u00ae | News and Publications\" \/>\n<meta property=\"og:description\" content=\"Catch up on the latest industry research, news and publications from the field of financial counseling and education.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.afcpe.org\/news-and-publications\/\" \/>\n<meta property=\"og:site_name\" content=\"AFCPE\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-18T19:54:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.afcpe.org\/wp-content\/uploads\/2020\/02\/researchpractice-300x106.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.afcpe.org\/news-and-publications\/\",\"url\":\"https:\/\/www.afcpe.org\/news-and-publications\/\",\"name\":\"AFCPE\u00ae | News and Publications\",\"isPartOf\":{\"@id\":\"https:\/\/www.afcpe.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.afcpe.org\/news-and-publications\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.afcpe.org\/news-and-publications\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.afcpe.org\/wp-content\/uploads\/2020\/02\/researchpractice-300x106.jpg\",\"datePublished\":\"2018-05-08T03:59:03+00:00\",\"dateModified\":\"2025-06-18T19:54:51+00:00\",\"description\":\"Catch up on the latest industry research, news and publications from the field of financial counseling and education.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.afcpe.org\/news-and-publications\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.afcpe.org\/news-and-publications\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.afcpe.org\/news-and-publications\/#primaryimage\",\"url\":\"https:\/\/www.afcpe.org\/wp-content\/uploads\/2020\/02\/researchpractice.jpg\",\"contentUrl\":\"https:\/\/www.afcpe.org\/wp-content\/uploads\/2020\/02\/researchpractice.jpg\",\"width\":378,\"height\":133},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.afcpe.org\/news-and-publications\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.afcpe.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"News and Publications\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.afcpe.org\/#website\",\"url\":\"https:\/\/www.afcpe.org\/\",\"name\":\"AFCPE\",\"description\":\"Association for Financial Counseling &amp; 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