{"id":6628,"date":"2019-01-09T14:18:12","date_gmt":"2019-01-09T19:18:12","guid":{"rendered":"https:\/\/www.afcpe.org\/?p=6628"},"modified":"2019-04-23T15:42:16","modified_gmt":"2019-04-23T19:42:16","slug":"researchwednesday-serving-underserved-populations-the-incarcerated","status":"publish","type":"post","link":"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-serving-underserved-populations-the-incarcerated\/","title":{"rendered":"#ResearchWednesday &#8211; Serving Underserved Populations: The Incarcerated"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"6628\" class=\"elementor elementor-6628\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-top-section elementor-element elementor-element-569c3485 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-eae-slider=\"33388\" data-id=\"569c3485\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-15ec5961\" data-eae-slider=\"65463\" data-id=\"15ec5961\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-inner-section elementor-element elementor-element-30ca987d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-eae-slider=\"37824\" data-id=\"30ca987d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-66 elementor-inner-column elementor-element elementor-element-4e732e5f\" data-eae-slider=\"96196\" data-id=\"4e732e5f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ae0ecf9 elementor-widget elementor-widget-text-editor\" data-id=\"1ae0ecf9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><p>Though there is much attention paid to overcrowded prisons, criminal justice reform, and recidivism, little has been done to address how men and women who have experienced incarceration relate to money. There is so much not known that it\u2019s difficult to know where to start the conversation. In my recent article published in the Journal of Financial Counseling &amp; Planning (JFCP), I went back to education\u2014in my opinion, the very foundation of how we function\u2014and I endeavored to answer the question:\u00a0<\/p><p>\u00a0<\/p><p><strong>Does basic financial education increase knowledge for men within two years of release in a work-release program?<\/strong><\/p><p>I must say, I wasn\u2019t disappointed by the results!<\/p><p>However, before we jump in, let me back up and give you a little history. I had been teaching financial education at a Transitional Center for about a year when it occurred to me &#8211; \u201cEven though I was convinced I was teaching the right information; how did I actually know what my students didn\u2019t know or needed to know?\u201d Sure, I had numerous years of financial training and education, and I had taught on numerous academic levels, but this was my first time working with the incarcerated. For all I knew, they were in class paying attention and asking questions because I was someone different and they didn\u2019t want to get in trouble for being disrespectful. After much thought, I determined that in order for my curriculum to be effective I needed to make sure it was addressing topics that were going to be beneficial to my students.<\/p><p>Low and behold, it turns out that I WAS teaching the right topics. We now have statistically significant evidence that a curriculum covering certain topics DOES increase financial knowledge for men who have recently transferred from state prison into a work release facility, and who are within two years of release back to society.<\/p><p>If you want the science behind my research and how it\u2019s significant, I encourage you to read the whole article. If you don\u2019t care for the science, then read everything except the results section\u2014just look at Table 3 (the asterisks show the significant increases in knowledge).<\/p><p>There is so much more to be done; however, this article is an important step forward. As we continue to increase our knowledge about the ways we can more effectively teach underserved populations, we help provide the men and women who are re-entering society with the tools and knowledge they need to be successful. Even more importantly, we lessen the chances that they will return to crime after they leave prison.<\/p><p>An increase in knowledge is always a good step toward forward progress.<\/p><p>\u00a0<\/p><p><strong>Continue the Conversation:<\/strong><\/p><p><strong>Tell us what you think in the comments below or on\u00a0<a href=\"https:\/\/twitter.com\/AFCPE\">Twitter.<\/a><\/strong><\/p><p><strong>Download the research (available to AFCPE members or by request from the authors):<\/strong>\u00a0Mielitz et al. (2018)\u00a0<a href=\"http:\/\/www.afcpe.org\/news-and-publications\/journal-of-financial-counseling-and-planning\">Financial Literacy Education in a Work Release Program for an Incarcerated Sample<\/a>\u00a0(JFCP), 29 (2).<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-663cb15c\" data-eae-slider=\"55798\" data-id=\"663cb15c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4004ceb4 elementor-widget elementor-widget-image-gallery\" data-id=\"4004ceb4\" data-element_type=\"widget\" data-widget_type=\"image-gallery.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-gallery\">\n\t\t\t\n<a data-elementor-open-lightbox=\"no\" href='https:\/\/www.afcpe.org\/wp-content\/uploads\/2019\/04\/Serving_Underserved_Populations__The_Incarcerated_.png'><img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/www.afcpe.org\/wp-content\/uploads\/2019\/04\/Serving_Underserved_Populations__The_Incarcerated_.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/www.afcpe.org\/wp-content\/uploads\/2019\/04\/Serving_Underserved_Populations__The_Incarcerated_.png 800w, https:\/\/www.afcpe.org\/wp-content\/uploads\/2019\/04\/Serving_Underserved_Populations__The_Incarcerated_-150x150.png 150w, https:\/\/www.afcpe.org\/wp-content\/uploads\/2019\/04\/Serving_Underserved_Populations__The_Incarcerated_-300x300.png 300w, https:\/\/www.afcpe.org\/wp-content\/uploads\/2019\/04\/Serving_Underserved_Populations__The_Incarcerated_-768x768.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32c68ff2 elementor-widget elementor-widget-text-editor\" data-id=\"32c68ff2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4><span style=\"color: #5d89b3;\">January 9, 2019<\/span><\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-top-section elementor-element elementor-element-2e565330 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-eae-slider=\"89988\" data-id=\"2e565330\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3b5ccaa6\" data-eae-slider=\"75499\" data-id=\"3b5ccaa6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Though there is much attention paid to overcrowded prisons, criminal justice reform, and recidivism, little has been done to address how men and women who have experienced incarceration relate to money. There is so much not known that it\u2019s difficult to know where to start the conversation. In my recent article published in the Journal of Financial Counseling &amp; Planning [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":6630,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_cbd_carousel_blocks":"[]","_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[16],"tags":[17],"class_list":["post-6628","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-researchwednesday","tag-research"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>#ResearchWednesday - Serving Underserved Populations: The Incarcerated - AFCPE<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-serving-underserved-populations-the-incarcerated\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"#ResearchWednesday - Serving Underserved Populations: The Incarcerated - AFCPE\" \/>\n<meta property=\"og:description\" content=\"Though there is much attention paid to overcrowded prisons, criminal justice reform, and recidivism, little has been done to address how men and women who have experienced incarceration relate to money. There is so much not known that it\u2019s difficult to know where to start the conversation. In my recent article published in the Journal of Financial Counseling &amp; Planning [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-serving-underserved-populations-the-incarcerated\/\" \/>\n<meta property=\"og:site_name\" content=\"AFCPE\" \/>\n<meta property=\"article:published_time\" content=\"2019-01-09T19:18:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-04-23T19:42:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.afcpe.org\/wp-content\/uploads\/2019\/04\/Serving_Underserved_Populations__The_Incarcerated_.png\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Rachael Deleon\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rachael Deleon\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-serving-underserved-populations-the-incarcerated\/\",\"url\":\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-serving-underserved-populations-the-incarcerated\/\",\"name\":\"#ResearchWednesday - Serving Underserved Populations: The Incarcerated - AFCPE\",\"isPartOf\":{\"@id\":\"https:\/\/www.afcpe.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-serving-underserved-populations-the-incarcerated\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-serving-underserved-populations-the-incarcerated\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.afcpe.org\/wp-content\/uploads\/2019\/04\/Serving_Underserved_Populations__The_Incarcerated_.png\",\"datePublished\":\"2019-01-09T19:18:12+00:00\",\"dateModified\":\"2019-04-23T19:42:16+00:00\",\"author\":{\"@id\":\"https:\/\/www.afcpe.org\/#\/schema\/person\/ccae601ec179bf73fabbf4b3c6f688f8\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-serving-underserved-populations-the-incarcerated\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-serving-underserved-populations-the-incarcerated\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-serving-underserved-populations-the-incarcerated\/#primaryimage\",\"url\":\"https:\/\/www.afcpe.org\/wp-content\/uploads\/2019\/04\/Serving_Underserved_Populations__The_Incarcerated_.png\",\"contentUrl\":\"https:\/\/www.afcpe.org\/wp-content\/uploads\/2019\/04\/Serving_Underserved_Populations__The_Incarcerated_.png\",\"width\":800,\"height\":800},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-serving-underserved-populations-the-incarcerated\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.afcpe.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"#ResearchWednesday &#8211; 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