{"id":8984,"date":"2019-10-23T15:21:35","date_gmt":"2019-10-23T19:21:35","guid":{"rendered":"https:\/\/www.afcpe.org\/?p=8984"},"modified":"2019-10-29T11:07:31","modified_gmt":"2019-10-29T15:07:31","slug":"researchwednesday-your-money-or-your-values-young-adults-relationship-choice","status":"publish","type":"post","link":"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/","title":{"rendered":"#ResearchWednesday: Your money or your values? Young Adults\u2019 Relationship Choice"},"content":{"rendered":"\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

\u00a0<\/p>

Today, more couples are delaying marriage. Many are choosing to cohabit before marriage or instead of marrying, and this is especially true among young adults. Money, specifically not enough of it, is often cited as a reason for this decision. Our study explored this possibility with survey data from 424 young adults (aged 26-35) who were in committed relationships (i.e., married, cohabiting, and living apart). Surprisingly, we found that individual values, more so than financial strain, contributed to the choice of relationship type.<\/p>

Specifically, we found that young adults who placed higher value on career stability chose to live apart. Conversely, we found that young adults who placed greater value on belonginess and life enjoyment choose to cohabit rather than marry.<\/p>

Does this mean money doesn\u2019t matter? Not really.<\/strong> The young adults who endorsed higher career stability were also more likely to come from less advantaged backgrounds and report higher financial strain. So, it may be that these young adults are prioritizing career before relationships at the moment.<\/p>

For cohabiters, past family experiences rather than money, played a role. These young adults were more likely to have witnessed their parents breakup (divorced or separated). The cohabiters may be a bit more cautious about marriage, choosing to take their relationship more slowly.<\/p>

What do the findings mean for financial practitioners who work with young adults and couples? <\/strong>Our findings suggest that personal values in the context of one\u2019s financial situation play an important part in the relationship choices young adults make. Financial practitioners may find it useful to encourage clients to explore the connections between their personal values and their financial goals as they plan for the future. It may be easier to motivate clients to stick to a financial plan when they are aware of the implications of their current choices on other aspects of their life and their future.<\/p>

Continue the Conversation<\/strong>: Tell us what you think in the comments below.<\/p>

Download the research<\/a><\/strong> (available to AFCPE members or by request from the authors): Jennifer K. Rea, Joyce Serido, Lynne M. Borden, Sharon M. Danes, Sun Young Ahn, and Soyeon Shim, \u201cWho says \u2018I Do\u2019? Financial Resources and Values on Relationship Choices of Emerging Adults,\u201d Accepted.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Today, more couples are delaying marriage. Many are choosing to cohabit before marriage or instead of marrying, and this is especially true among young adults. Money, specifically not enough of it, is often cited as a reason for this decision. Our study explored this possibility with survey data from 424 young adults (aged 26-35) who were in committed relationships (i.e., […]<\/p>\n","protected":false},"author":4,"featured_media":9029,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_cbd_carousel_blocks":"[]","_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[16],"tags":[],"class_list":["post-8984","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-researchwednesday"],"acf":[],"yoast_head":"\n#ResearchWednesday: Your money or your values? Young Adults\u2019 Relationship Choice - AFCPE<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"#ResearchWednesday: Your money or your values? Young Adults\u2019 Relationship Choice - AFCPE\" \/>\n<meta property=\"og:description\" content=\"Today, more couples are delaying marriage. Many are choosing to cohabit before marriage or instead of marrying, and this is especially true among young adults. Money, specifically not enough of it, is often cited as a reason for this decision. Our study explored this possibility with survey data from 424 young adults (aged 26-35) who were in committed relationships (i.e., […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/\" \/>\n<meta property=\"og:site_name\" content=\"AFCPE\" \/>\n<meta property=\"article:published_time\" content=\"2019-10-23T19:21:35+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-10-29T15:07:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.afcpe.org\/wp-content\/uploads\/2019\/10\/October-23-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Rachael Deleon\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rachael Deleon\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/\",\"url\":\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/\",\"name\":\"#ResearchWednesday: Your money or your values? Young Adults\u2019 Relationship Choice - AFCPE\",\"isPartOf\":{\"@id\":\"https:\/\/www.afcpe.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.afcpe.org\/wp-content\/uploads\/2019\/10\/October-23-1.png\",\"datePublished\":\"2019-10-23T19:21:35+00:00\",\"dateModified\":\"2019-10-29T15:07:31+00:00\",\"author\":{\"@id\":\"https:\/\/www.afcpe.org\/#\/schema\/person\/ccae601ec179bf73fabbf4b3c6f688f8\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/#primaryimage\",\"url\":\"https:\/\/www.afcpe.org\/wp-content\/uploads\/2019\/10\/October-23-1.png\",\"contentUrl\":\"https:\/\/www.afcpe.org\/wp-content\/uploads\/2019\/10\/October-23-1.png\",\"width\":1080,\"height\":1080},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.afcpe.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"#ResearchWednesday: Your money or your values? Young Adults\u2019 Relationship Choice\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.afcpe.org\/#website\",\"url\":\"https:\/\/www.afcpe.org\/\",\"name\":\"AFCPE\",\"description\":\"Association for Financial Counseling & Planning Education\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.afcpe.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.afcpe.org\/#\/schema\/person\/ccae601ec179bf73fabbf4b3c6f688f8\",\"name\":\"Rachael Deleon\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.afcpe.org\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/ab24a29c7aadc1652d9f81f409950cf6cba10ad20c158ceaad83e8b44bbf2b4a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/ab24a29c7aadc1652d9f81f409950cf6cba10ad20c158ceaad83e8b44bbf2b4a?s=96&d=mm&r=g\",\"caption\":\"Rachael Deleon\"},\"url\":\"https:\/\/www.afcpe.org\/news-and-publications\/blog\/author\/rachael\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"#ResearchWednesday: Your money or your values? Young Adults\u2019 Relationship Choice - AFCPE","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/","og_locale":"en_US","og_type":"article","og_title":"#ResearchWednesday: Your money or your values? Young Adults\u2019 Relationship Choice - AFCPE","og_description":"Today, more couples are delaying marriage. Many are choosing to cohabit before marriage or instead of marrying, and this is especially true among young adults. Money, specifically not enough of it, is often cited as a reason for this decision. Our study explored this possibility with survey data from 424 young adults (aged 26-35) who were in committed relationships (i.e., […]","og_url":"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/","og_site_name":"AFCPE","article_published_time":"2019-10-23T19:21:35+00:00","article_modified_time":"2019-10-29T15:07:31+00:00","og_image":[{"width":1080,"height":1080,"url":"https:\/\/www.afcpe.org\/wp-content\/uploads\/2019\/10\/October-23-1.png","type":"image\/png"}],"author":"Rachael Deleon","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Rachael Deleon","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/","url":"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/","name":"#ResearchWednesday: Your money or your values? Young Adults\u2019 Relationship Choice - AFCPE","isPartOf":{"@id":"https:\/\/www.afcpe.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/#primaryimage"},"image":{"@id":"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/#primaryimage"},"thumbnailUrl":"https:\/\/www.afcpe.org\/wp-content\/uploads\/2019\/10\/October-23-1.png","datePublished":"2019-10-23T19:21:35+00:00","dateModified":"2019-10-29T15:07:31+00:00","author":{"@id":"https:\/\/www.afcpe.org\/#\/schema\/person\/ccae601ec179bf73fabbf4b3c6f688f8"},"breadcrumb":{"@id":"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/#primaryimage","url":"https:\/\/www.afcpe.org\/wp-content\/uploads\/2019\/10\/October-23-1.png","contentUrl":"https:\/\/www.afcpe.org\/wp-content\/uploads\/2019\/10\/October-23-1.png","width":1080,"height":1080},{"@type":"BreadcrumbList","@id":"https:\/\/www.afcpe.org\/news-and-publications\/blog\/researchwednesday-your-money-or-your-values-young-adults-relationship-choice\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.afcpe.org\/"},{"@type":"ListItem","position":2,"name":"#ResearchWednesday: Your money or your values? Young Adults\u2019 Relationship Choice"}]},{"@type":"WebSite","@id":"https:\/\/www.afcpe.org\/#website","url":"https:\/\/www.afcpe.org\/","name":"AFCPE","description":"Association for Financial Counseling & Planning Education","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.afcpe.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.afcpe.org\/#\/schema\/person\/ccae601ec179bf73fabbf4b3c6f688f8","name":"Rachael Deleon","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.afcpe.org\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/ab24a29c7aadc1652d9f81f409950cf6cba10ad20c158ceaad83e8b44bbf2b4a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ab24a29c7aadc1652d9f81f409950cf6cba10ad20c158ceaad83e8b44bbf2b4a?s=96&d=mm&r=g","caption":"Rachael Deleon"},"url":"https:\/\/www.afcpe.org\/news-and-publications\/blog\/author\/rachael\/"}]}},"_links":{"self":[{"href":"https:\/\/www.afcpe.org\/wp-json\/wp\/v2\/posts\/8984","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.afcpe.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.afcpe.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.afcpe.org\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.afcpe.org\/wp-json\/wp\/v2\/comments?post=8984"}],"version-history":[{"count":0,"href":"https:\/\/www.afcpe.org\/wp-json\/wp\/v2\/posts\/8984\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.afcpe.org\/wp-json\/wp\/v2\/media\/9029"}],"wp:attachment":[{"href":"https:\/\/www.afcpe.org\/wp-json\/wp\/v2\/media?parent=8984"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.afcpe.org\/wp-json\/wp\/v2\/categories?post=8984"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.afcpe.org\/wp-json\/wp\/v2\/tags?post=8984"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}