{"version":"1.0","provider_name":"AFCPE","provider_url":"https:\/\/www.afcpe.org","author_name":"Rachael Deleon","author_url":"https:\/\/www.afcpe.org\/news-and-publications\/blog\/author\/rachael\/","title":"Individual Risk Aversion, Inheritance Expectation and Household Annuity Ownership - AFCPE","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"5ivKC5pZWP\"><a href=\"https:\/\/www.afcpe.org\/news-and-publications\/journal-of-financial-counseling-and-planning\/accepted-papers\/individual-risk-aversion-inheritance-expectation-and-household-annuity-ownership\/\">Individual Risk Aversion, Inheritance Expectation and Household Annuity Ownership<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/www.afcpe.org\/news-and-publications\/journal-of-financial-counseling-and-planning\/accepted-papers\/individual-risk-aversion-inheritance-expectation-and-household-annuity-ownership\/embed\/#?secret=5ivKC5pZWP\" width=\"600\" height=\"338\" title=\"&#8220;Individual Risk Aversion, Inheritance Expectation and Household Annuity Ownership&#8221; &#8212; AFCPE\" data-secret=\"5ivKC5pZWP\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/* ]]> *\/\n<\/script>\n","description":"Although risk preferences and inheritance expectations should affect annuitization decisions, few studies have empirically tested these relations. This study bridges the gap in the prior literature by investigating potential effects that consumer risk aversion and inheritance expectations have on annuitization. Using data from the 2012 wave of the Health and Retirement Study, this study finds that consumers who are more [&hellip;]"}